Question: How do we find out if it is encrypted or not? If it’s not encrypted, what would be the cost and process to do so?
When it's encrypted, it switches from port 80 on the server to port 443. The easy way to tell if this is happening or not is if links are "http" or "https" and you can tell by just typing it into your browser:
If you get a warning of some sort, then SSL might not be set up. There is a chance that it might be though - read on.
You'll need to talk to your host about getting SSL set up since it's usually not included automatically (if we are the host, please contact us). They might have you switch to a dedicated IP address if you don't have one already and then have you guy the SSL certificate. We do that package as an add-on to our hosting.
Once that is done, check with us. We'll need to make sure the template is set up to make any page SSL. If just one item on that page is called with "http" instead of "https" then people will see a warning in their browser and they might not trust the connection even though what they're transmitting is actually secure.
All security / encryption does is make sure that the data sent from the website visitor's computer to your server is secure and encrypted. Those pages do take more time to load since each item (even images) need to be put through encryption - so you don't want to just secure every page on your site for the fun of it or anything.